Is Insurance Really Needed for Your Items in Storage?

For most people who rent self-storage units in Concord, they aren’t simply looking for a space to put their junk. One of the main reasons to spend money on a storage unit is to keep valuable items safe and secure. For this reason, it is important to consider purchasing insurance to make sure those valuable items are even further protected in the event they are damaged or stolen. Read on to learn the dos and don’ts of storage insurance so you can feel confident in the security of your stored items. 

Do check with your current insurance agency

Some homeowners’ or renters’ insurance agencies provide coverage for your possessions, no matter where they reside. However, this is not a standard feature of most policies. Many insurers only cover your possessions when they are on the property of your main residence. If this is the case, ask if they have policies with storage insurance, which will cover your stored items for incidents like natural disasters, damage, or theft. 

Don’t forgo insurance if your agency doesn’t provide it

If your homeowners’ insurance agency does not offer a policy with coverage for your stored items, don’t give up. After all, these are likely important possessions with a great deal of real and personal value if you have taken the step to put them in storage. There are some insurance agencies that specialize in storage insurance policies that may also be able to offer flexible terms for policy duration that match your storage unit lease terms.

Do ask your self-storage unit facility for assistance

If you are not sure where to start, the customer service representatives at your storage facility can be a great resource. They can point you in the direction of insurance agencies they know and other storage renters recommend, or they might offer their own insurance at the facility for items not covered by homeowners’ insurance. 

Ready to put your items in a self-storage unit in Concord, CA?

Now that your valuable items are insured for storage in a self-storage unit, you are ready to find the right storage facility for your needs. Contact the team at Abba Storage in Concord to learn about the various security features of their facilities and their range of storage services – from small self-storage units to warehouse for rent

This article originally appeared on Abba Self & RV Storage’s site: 
https://www.abbastorage.com/is-insurance-really-needed-for-your-items-in-storage/